Top 10 Sacramento Mortgage Companies & Home Loan Lenders
Top Best Mortgage Companies & Home Loan Lenders
#1 Jeanine Nucum- Mortgage Brokers
Jeanine Nucum - Mortgage Brokers is one of the most prominent mortgage brokers agency in Fairfield. They specialize in mortgage services, including mortgages and refinancing for new and second home purchases. Their team provides mortgage lending simple with low rates for buying houses in California. Their primary goal is to provide the lowest mortgage rates for purchase or refinancing. Jeanine Nucum- Mortgage Brokers navigate you in the world of loan products by offering unique mortgage and loan products at low speeds. They meet the complete satisfaction of their clients. They will be happy to answer all questions by phone or email.
490 Chadbourne Rd Ste A147
Fairfield, CA 94534
(707) 368-1077
#2 Kathleen Beck - Mortgage Lender
Kathleen Beck - Mortgage Lender is a well-known mortgage brokers agency in Sacramento. They specialize in lending, including mortgages. Their experienced staff provide the highest level of service attention to your application and help you apply for a loan. They focus on providing customers with low-interest rates and quick turnaround times. Kathleen Beck - Mortgage Lender takes care of the best mortgage and loan offers for their clients. They never stop until they reach the complete satisfaction of their clients. They provide unique services at affordable prices.
2716 Broadway Ste A
Sacramento, CA 95818
(916) 722-0395
#3 Brent Wilson - Finance of America Mortgage
Brent Wilson - Finance of America Mortgage is a reputed mortgage brokers agency in Folsom. They specialize in granting loans for over thirty years. Their highly qualified experts provide credit and free financial planning services for mortgages. They aim to offer the best mortgage loan options for first purchases and conventional loans. Brent Wilson - Finance of America Mortgage based on staff experience with a degree in finance from Sacramento State University. They satisfy all wishes of their clients. They provide excellent services at a reasonable price.
35 Iron Point Cir Ste 200
Folsom, CA 95630
(916) 765-0009
#4 Marissa Knasko - California Loan Associates
Marissa Knasko - California Loan Associates is a family-owned mortgage agency in Rocklin. They specialize in mortgage lending and mortgage refinancing. Their staff provides a wide range of mortgage and refinance loans. Their key goal is to help with processing and obtaining mortgages for first purchase or refinancing. Marissa Knasko - California Loan Associates work with over one hundred lenders. They never stop until they reach the complete satisfaction of their clients. They will be happy to give you consultations on mortgage lending and mortgage refinancing.
5800 Stanford Ranch Rd Ste 320
Rocklin, CA 95765
(916) 600-3179
#5 Cali Mortgage
Cali Mortgage is a trusted mortgage broker in Roseville. They specialize in refinancing and mortgage lending. Their highly qualified employees provide free tax benefit analysis with a pre-approval letter for home financing and guarantee no upfront fees. Their central priority is to get your interest rate much lower than the market rate. Cali Mortgage finds the best loan and mortgage refinancing rate and speedy loan approval. They never stop until they reach all requirements of their clients. They will be pleased to consult you on financial planning and preliminary calculations for mortgages and refinancing.
9067 Foothills Blvd Ste 6
Roseville, CA 95747
(916) 367-7508
#6 Lendevity
Lendevity is a famous mortgage broker agency in Woodland Hills. They specialize in non-standard loans and low-rate mortgages. Their specialists provide an individual approach to clients when choosing a mortgage loan. They focus on the personal preferences and idiosyncrasies of their clients to offer the ideal option of loan. Lendevity will find the best mortgage offer, even with unusual conditions. They satisfy all wishes of their clients. They will be happy to give you consultations on getting special needs for buying and refinancing a house.
21031 Ventura Blvd Ste 512
Woodland Hills, CA 91364
(818) 734-6020
#7 Reliance Financial
Reliance Financial is a significant mortgage lenders company in Dublin. Their experienced staff provides five-star customer service, convenience, speed, and complete transparency in obtaining a mortgage loan for a first purchase or refinancing. Their main priority is to protect clients' most valuable asset, their homes, by providing sensible advice and guidance on a financial plan and mortgage and homeownership. Reliance Financial prepares transparent financial plans for mortgages with fast approval times and low-interest rates. They follow the happiness of their clients. They respect and appreciate their clients.
11501 Dublin Blvd Ste 200
Dublin, CA 94568
(888) 973-5346
#8 Ryan Rivera - Finance of America Mortgage
Ryan Rivera - Finance of America Mortgage is a dedicated mortgage brokers company in Auburn. They have specialized in mortgage lending for over twenty years. Their team will help with all the complex lending issues and offer a mortgage lending plan. Their primary goal is to provide a tailor-made financial plan for a conventional loan or mortgage. Ryan Rivera - Finance of America Mortgage offers the best deals on debt relief and home mortgages. They meet the complete satisfaction happiness of their clients. They provide unique services at affordable prices.
11641 Blocker Dr Ste 120
Auburn, CA 95603
(916) 747-4927
#9 West Coast Mortgage Group
West Coast Mortgage Group is one of the oldest significant mortgage lenders company in Sacramento. They specialize in mortgage lending and mortgage refinancing. Their highly qualified specialists provide quality mortgage loan solutions for first purchase or refinancing. They are dedicated to anticipating and effectively responding to changes within the industry and their client's needs. West Coast Mortgage Group believes in enthusiasm, passion, and innovation, with a relentless focus on providing quality solutions to our customers. They never stop until they reach the complete satisfaction of their customers.
2716 Broadway
Sacramento, CA 95818
(916) 453-7533
#10 Guild Mortgage
Guild Mortgage is a premier mortgage lenders company in Elk Grove. They specialize in loans, mortgages, and refinancing. Their professionals provide a personalized approach to forming a financial plan and the selection of loan products. Their primary goal is to simplify the process of obtaining a mortgage and to provide pleasant lending conditions. Guild Mortgage applies all efforts to provide quality mortgage lending services at low rates and in the shortest possible time. They satisfy all requirements of their customers. They will be happy to answer all questions by phone or email.
9591 Laguna Springs Dr
Elk Grove, CA 95758
(916) 486-6900
#11 Golden Bay Mortgage Group
Golden Bay Mortgage Group is a locally owned and operated mortgage broker in Sacramento. They specialize in obtaining and advising on credit and mortgage products. Their professionals provide detailed information on loans and mortgages and offer individual conditions for each client. Their central priority is to get the client the best mortgage terms without hidden fees and with a low-interest rate. Golden Bay Mortgage Group considers each client's options and offers the best deal for them. They follow all desires of their customers. They respect and appreciate their clients.
2260 Del Paso Rd Ste 200
Sacramento, CA 95834
(916) 469-3749
#12 Peter Mahrle - Wholesale West Lending
Peter Mahrle - Wholesale West Lending is a premier mortgage broker company in Sacramento. They specialize in matching clients with suitable mortgages, home purchase loans, and refinancing loans. Peter Mahrle - Wholesale West Lending maintains high-quality service, low rates, and fast approval. Their highly qualified experts provide a large number of mortgage lending options, including refinancing with cash. They aim to find the best deals based on the client's capabilities and needs. They never stop until they reach the complete satisfaction of their clients. They work in the most friendly manner.
725 30th St Ste 203
Sacramento, CA 95816
(916) 947-3202
If you want to buy a property in Sacramento, we offer you an excellent list of companies that provide mortgage loans.
Find The Best Mortgage loan Companies & Mortgage Lenders in Sacramento
A mortgage is a type of collateral. The collateral is real estate, which remains in use by the debtor. If he does not repay the debt, the lender has the right to sell the collateral to get his money back. Real estate can be mortgaged under a loan agreement and a contract of sale, lease, or warrant. All this will be a mortgage. A loan that is issued under this scheme is called a mortgage loan.
The interest rate on a mortgage loan is usually lower than on other types of loans. After all, the risk of not getting your money back from the lender is shallow. If the debtor cannot make payments on time, the mortgaged property will be sold. If the debtor has several creditors and he has nothing to pay, then the first in line for the money from the apartment sale will be the one who issued the mortgage loan.
Mortgages have a positive impact on the country's economy for the following reasons:
- The population does not keep part of their savings on deposits or at home but invests in housing;
- The construction industry is developing, as real estate is being bought more often, demand for it is growing, and more are being built. In parallel, the production of building materials is also increasing;
- Banks, increasing their loan portfolio, work with debts that are secured by collateral. The higher the share of mortgages, the more stable the country's banking system is.
Choosing a mortgage loan at the minimum rate may seem the most logical option. However, it was not there. Getting the same minimum rate may depend on different conditions: on the loan amount and the initial payment amount.
Our Selection Criteria
Qualification
How qualified are they to do the work in their chosen field? Do they have any licenses or certifications?
Availability
Are they open during normal business hours? Are the hours clearly posted on their website and at their actual storefront?
Reputation
What are others saying about them? How well-known are they in the community?
Experience
How many years have they been in business? Have they won any awards or accolades?
Professionalism
How do they treat their customers? Are they courteous?
Related
Now you are ready to hire Mortgage loan Companies & Home Loan Lenders in Sacramento
When you have been acquainted with the best Sacramento mortgage loan companies, we suggest that you pay attention to the tips on choosing an offer.
- Consider at least a few banks. There are many banks in Sacramento and at least a few dozen of them issue mortgage loans. The first impulse will likely be to go to one of the largest, but it is worth first studying the offers of at least those we have provided you.
- Compare the amount of the first payment. The higher the initial price, the cheaper the loan will be. Some banks will ask for at least 40% of the cost of housing, others - 10%. If the bank offers to take out a mortgage without a down payment, this should alert you: such a loan is likely to have the most unfavorable conditions possible.
- Remember about your salary bank. If the bank through which you are paid a salary issues mortgage loans, it may be more profitable. First, salary clients are often offered lower rates and make a discount. Secondly, you will have to collect fewer documents for registration.
- Pay attention to the quality of service. Getting approval for a loan from a bank is possible online. In addition, it is essential to understand how the bank works with customers after signing. It is worth reading forums and reviews in social networks to check how quickly and well the support responds to claims. Look at the ratings that make up business publications and specialized services.
- Find out if there are discounts and promotions. Yes, yes, there are such things for a mortgage loan, although not often. For example, some developers arrange sales. For example, the beginning of the year is considered a dead season among realtors, so at this time, you can find perfect offers.